Real Estate Resources:
Special Offers - Special offers for Paradise Valley, Scottsdale and Northeast Phoenix homeowners from BJ and Chris Cole.
Affiliates - BJ and Chris Cole's real estate web site affiliates.
eNewsletter - BJ and Chris Cole'sParadise Valley, Scottsdale and Northeast Phoenix newsletter email will send you the latest real estate information.
Today's Real Estate News - Daily real estate news for this neighborhood, Arizona, and United States.
Market Conditions Report - Market conditions report for this area, Arizona, and United States.
Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.
How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.
Determine Tax Savings - Calculate how much your monthly Paradise Valley, Scottsdale and Northeast Phoenix, Arizona mortgage payments save you on your taxes because of loan interest.
Should You Rent or Buy? - Is it better to rent a home in Arizona or buy your own Paradise Valley, Scottsdale and Northeast Phoenix house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages - Adjustable rate Paradise Valley, Scottsdale and Northeast Phoenix mortgages information and interest rate java calculator.
What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Arizona real estate.
Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.
Ask Anything - Ask BJ and Chris Cole anything real estate.
NUMBER1EXPERTS - List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.
Real Estate Tips - BJ and Chris Cole's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.
Real Estate Trivia - BJ and Chris Cole's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.
Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Paradise Valley, Scottsdale and Northeast Phoenix property in Arizona, including legal terms definitions, and more.
Go to Main Sitemap - Main sitemap sections include Find Paradise Valley, Scottsdale and Northeast Phoenix Homes, For Home Buyers, For Home Sellers, Paradise Valley, Scottsdale and Northeast Phoenix Information, Real Estate Resources, and About BJ and Chris Cole.

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Working With An Agent >An Artful Compromise
People who try to sell their own homes begin to appreciate the expertise of professional real estate agents as soon as their first offer comes in. They want to sell their home, and they have found prospects who want to buy. But what happens next?
When the negotiating process begins, things can get "sticky". First, there are personalities involved, and real estate transactions can be stressful and challenging. The buyers may seem unreasonable if they make an offer that is considerably less than the sellers are willing to accept. At that point the buyers may become offended by the sellers' attitude.
When professional real estate agents are involved, the process is much less adversarial. The two parties see very little of each other until the rough edges have been smoothed out and there has been a meeting of the minds. Good real estate agents know how to keep personalities out of the transaction and to help both sides reach a mutually agreeable compromise.
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| Q |
At the doors of what famous temple do you find yourself when you climb the 'Stairway to Heaven'?
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| A |
The Temple of Heaven in Beijing, China, attracts the local faithful and tourists. |
See More Real Estate Trivia > |
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BJ Cole John Hall and Associates 9366 East Raintree Drive, Suite 101 Scottsdale, AZ 85260 BJ Cole: (602) 510-7478 Fax: (480) 368-5140 bj@coleteam.net
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Chris Cole John Hall and AssociatesScottsdale, AZ 85260 Chris Cole: (602)
510-7286 Fax: (480) 368-5140 chris@coleteam.net |
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Hello and welcome to the Valley of the Sun!! We
want to be the first to congratulate you on your decision to locate here.
Whether it is Scottsdale, Paradise Valley, northeast Phoenix, Carefree, Cave
Creek, or elsewhere in the valley, we would love the opportunity to match you
with the right home.
Our area of expertise is matching our clients
with the homes of their desires. Our business relies greatly on Personal
Referrals and Repeat Business which we could only achieve with great personal
attention and outstanding customer service both during and after our clients'
transactions.
B.J. has been a Realtor since 1987 and an Associate Broker
with John Hall and Associates since 2000. She holds the ABR designation
(Accredited Buyer's Representative) and as such will represent your best
interests and work on your behalf. Her personable style puts clients at ease
and her success at matching clients with the right home has won her innumerable
personal referrals. BJ has had several awards over her career and was featured
in Broker/Agent magazine for her exemplarily service.
If you are selling your home, B.J. has excellent
marketing strategies and will get the highest possible price for your home as
quickly as possible. You are paying her to handle the details and that is what
B.J. excels in. Her negotiating skills are unsurpassed and she excels in
personal service.
Chris has been an
agent/appraiser for over 22 years specializing in exceptional homes and
relocation assignments. He holds the CRP (Certified Relocation Professional)
designation awarded by the Employee Relocation Council and the SRA designation
for appraising awarded by the Appraisal Institute. With over seven thousand
appraisals performed over his career, his knowledge of the market can be a
great asset for pricing properties on the listing side and preventing major
mistakes on the purchasing side of your transaction. While Chris will be acting
strictly as your agent, you can rest assured that he has the added expertise
you need given current market conditions. If you are relocating, his
affiliation with the Employee Relocation council will be an additional asset.
"I know that moving can be both exciting and extremely stressful and it is my
job to make the process as easy and fun as it should be."
If you are in the market for an exceptional
home, Chris has the experience and knowledge which is unsurpassed in the local
market. In just the past ten years, he has valued over 1400 million dollar plus
homes in north Scottsdale and over 500 million dollar plus homes in Paradise
Valley. He has been involved in more multi-million dollar transactions on a
monthly basis than most agents are involved with in any given year. While this
may sound somewhat boastful, having this kind of knowledge and experience
working for you can be an invaluable asset to you. Given today's market
conditions, why take the chance? Chris has an extensive network of other
agents, builders, and lenders. He has also built and renovated homes so he may
pick up details in construction that others would miss. If you are in the
market for an exceptional home, Chris would be like to represent
you.
We both look forward to welcoming you to the
Valley of the Sun and being the only Realtors you will ever need
here.
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NUMBER1EXPERT in real estate for Paradise Valley, Scottsdale and Northeast Phoenix, Arizona
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