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School Information

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Everyone offers free school reports. Us too! Plus we offer more. As a top Paradise Valley, Scottsdale and Northeast Phoenix real estate agents, we can tell you things about the schools that no report generated by a computer will ever know. Remember, we consult with people moving to the Paradise Valley, Scottsdale and Northeast Phoenix, Arizona area on a daily basis. It's our job to know, and our job to tell you. 

Call us for a first-hand experience of the local schools. Or fill out this form to send us a message right now. It's free and without obligation. We'll get back to you immediately with a phone call, a free report, or a brochure from a local school... 

What ages are your children? We'll tell you what your choices are for schools in Paradise Valley, Scottsdale and Northeast Phoenix. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips

Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

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Real Estate Trivia

Q 
Who is "Freddie Mac", and why is he a big name in real estate?

A 
"Freddie Mac" is the nickname for FHLMC, the Federal Home Loan Mortgage Corporation, which buys mortgages from lending agencies, thus allowing lenders to continually replenish funds for new mortgage loans.
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BJ and Chris Cole, REALTORŪ, real estate agent and broker for Paradise Valley, Scottsdale, Arcadia, Biltmore and Fountain Hills, Arizona home listings, property and land for sale - NUMBER1EXPERT

BJ Cole, Associate Broker, ABR, SRS
Realty ONE Group

7975 N Hayden Rd, Suite A-101
Scottsdale, AZ 85258
BJ Cole: (602) 510-7478
Fax: (480) 368-5140
bj@coleteam.net

We specialize in making the process of buying or selling your home as easy as possible. Together we have sold over $400 million in real estate, taken part in over $6.5 billion in luxury property transactions including appraisals, and understand what it takes to follow through to complete your sale/purchase. We excel in personalized customer service and follow through.


Chris Cole, SRA, CRP, SRS
Realty ONE Group

7975 N Hayden Rd, Suite A-101
Scottsdale, AZ 85258
Chris Cole: (602) 510-7286
Fax: (480) 368-5140
chris@coleteam.net
BJ and Chris Cole, REALTORŪ, real estate agent and broker for Paradise Valley, Scottsdale, Arcadia, Biltmore and Fountain Hills, Arizona home listings, property and land for sale - NUMBER1EXPERT

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