Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!  You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. In the pre-qualification process, you will find out: - Exactly how much home or land you can afford. - How much cash you will need for the down payment. - The minimum down payment, and advantages of higher down payments. - What the bank feels you can afford for a monthly payment. I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Paradise Valley, Scottsdale and Northeast Phoenix real estate agent to offer services such as these. Once you fill out the form, I will quickly process your information and get right back to you! I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation...
Selling Your Home >Open House
If your home has been on the market for a few weeks, your real estate agent may suggest an "open house." Your agent puts up signs, gives you some pointers about how to prepare your home for showing and shows up early on Sunday morning. You may be tempted to stay around, but the best advice is to leave while your home is being shown!
When sellers are present at an open house, they can hamper the sales professional's ability to cultivate interested buyers, and can even squelch a sale. What would your response be, for instance, if someone strolls into your kitchen and says, "What awful wallpaper!" If prospective buyers know that you as the owner are present, they might feel reluctant to express their objections and concerns openly and directly to your agent.
If your objective is to get your home SOLD, the best thing to do is to get out of the way and let the sales professional do the job.
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| Q |
1992 marked the first year since before the Civil War that there were fewer than 2 million ________ in the United States?
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There are fewer than 2 million farms, and agricultural land is still being carved up for residential and commercial uses. |
 See More Real Estate Trivia > |
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BJ Cole
John Hall and Associates
11211 North Tatum Blvd., Suite 200
Phoenix, AZ 85028
(602) 510-7478
Fax: (480) 368-5140
bjcole@NUMBER1EXPERT.com
Hello and welcome to the Valley of the Sun!! I want to be the first to congratulate you on your decision to locate here. Whether it is Scottsdale, Paradise Valley, northeast Phoenix, Carefree, Cave Creek, or elsewhere in the valley, I would love the opportunity to match you with the right home.
My area of expertise is matching my clients with the homes of their desires. About 85-90% of my business is from Personal Referrals and Repeat Business which I could only achieve with great personal attention and outstanding customer service both during and after my clients' transactions.
I have been a Realtor since 1987 and an associate Broker with John Hall and Associates since 2000. I hold the ABR designation (Accredited Buyer's Representative) and as such will represent YOUR best interests and work on YOUR behalf. If you are SELLING, I have excellent marketing strategies and will get the HIGHEST POSSIBLE PRICE for your home as quickly as possible. You pay me to handle the details and that is what I excel in.
I look forward to welcoming you to the Valley of the Sun and being the only Realtor you will ever need here.    
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