Pre-Qualify For Your Mortgage

Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: We will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as a top Paradise Valley, Scottsdale and Northeast Phoenix real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State/Province:
Country:
Zip/Postal Code:
Phone:

About Your Move
When Are You Moving?
Where Are You Moving?

About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?

Loan Info
Anticipated Down Payment:
Desired Loan Amount:
Total Monthly Income:
Total Monthly Debt Payment:

Additional Info
Please Enter More Details,
Along With Any Comments,
Concerns, Or Questions:
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*Please note that fields marked with an asterisk are required.


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Real Estate Tips

Making An Offer >Low Offers

You have found the perfect house with everything you wanted--and then some--but the price is more than you want to pay. You decide to go for it anyway, and ask the agent to submit what real estate agents call a "low ball" offer.

Low ball offers sometimes work. If the market is fluctuating and the sellers are anxious, they may just accept it. They may be willing to negotiate if they have listed the house at a higher price than is reasonable. Most sellers are open to offers, but they won't give their house away, especially if the asking price is in line with recent sales of similar homes.

What do you have to lose by making a low offer? If the seller yells and screams, the agent will be the focus of his wrath -- and we don't take it personally. If you really want the house, however, a very low initial offer may irritate the seller to the point that he won't consider a better offer, if you decide to submit one. Design your strategy on the basis of how badly you want the house.

See All Tips In The "Making An Offer" Category >
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Real Estate Trivia

Q 
What famous American monument is also the world's heaviest statue?

A 
The Statue of Liberty, officially named "Liberty Enlightening the World", weighs 54.31 million pounds.
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BJ and Chris Cole, REALTORŪ, real estate agent and broker for Paradise Valley, Scottsdale, Arcadia, Biltmore and Fountain Hills, Arizona home listings, property and land for sale - NUMBER1EXPERT

BJ Cole, Associate Broker, ABR
Realty ONE Group

7975 N Hayden Rd, Suite A-101
Scottsdale, AZ 85258
BJ Cole: (602) 510-7478
Fax: (480) 368-5140
bj@coleteam.net

We specialize in making the process of buying or selling your home as easy as possible. Together we have sold over $400 million in real estate, taken part in over $6.5 billion in luxury property transactions including appraisals, and understand what it takes to follow through to complete your sale/purchase. We excel in personalized customer service and follow through.


Chris Cole
Realty ONE Group

9366 East Raintree Dr, Suite 101
Scottsdale, AZ 85260
Chris Cole: (602) 510-7286
Fax: (480) 368-5140
chris@coleteam.net
BJ and Chris Cole, REALTORŪ, real estate agent and broker for Paradise Valley, Scottsdale, Arcadia, Biltmore and Fountain Hills, Arizona home listings, property and land for sale - NUMBER1EXPERT

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Paradise Valley, Scottsdale, Arcadia, Biltmore and Fountain Hills, Arizona

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www.DiscoveringScottsdale.com is brought to you by BJ and Chris Cole, real estate for
Paradise Valley, Scottsdale, Arcadia, Biltmore and Fountain Hills, Arizona

Read BJ and Chris Cole's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge


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