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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Paradise Valley, Scottsdale and Northeast Phoenix real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Making An Offer >Buying Fast

Many buyers who find a house that looks perfect after house-hunting for only a couple of weekends hesitate to make an immediate commitment. They want to buy the house but are reluctant to make an offer without having looked at more properties.

Whether you are in a buyer's or seller's market, the best homes usually get snapped up quickly. When you find a great home that is well-priced, you may not have much time to think it over. Although it is difficult to make such an enormous purchasing decision without at least "sleeping on it," you could lose the house to another buyer if you hesitate. On the other hand, if you go rushing forward, you may spend some time nursing a case of "Buyer's Remorse."

Working with a professional real estate agent can make your decision much easier. Your agent can provide information about recent sales of homes in the area and answer any questions you may have. Keep in mind that a real estate agent's job is to find you a property that you want to buy, not to show you a lot of houses that won't interest you!

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Real Estate Trivia
Q 
What 45,000 sq.ft. home on 5-acres on Lake Washington is described as an 'adventurous house' by its owner?

A 
The home of Microsoft's Bill Gates ($40+ million) has a wall of 24 video monitors featuring art and film and a 60-foot pool.
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BJ Cole, REALTOR®, real estate agent and broker for Paradise Valley, Scottsdale and Northeast Phoenix Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

BJ Cole
John Hall and Associates

11211 North Tatum Blvd., Suite 200
Phoenix, AZ 85028
(602) 510-7478
Fax: (480) 368-5140
bjcole@NUMBER1EXPERT.com

Hello and welcome to the Valley of the Sun!! I want to be the first to congratulate you on your decision to locate here. Whether it is Scottsdale, Paradise Valley, northeast Phoenix, Carefree, Cave Creek, or elsewhere in the valley, I would love the opportunity to match you with the right home. My area of expertise is matching my clients with the homes of their desires. About 85-90% of my business is from Personal Referrals and Repeat Business which I could only achieve with great personal attention and outstanding customer service both during and after my clients' transactions. I have been a Realtor since 1987 and an associate Broker with John Hall and Associates since 2000. I hold the ABR designation (Accredited Buyer's Representative) and as such will represent YOUR best interests and work on YOUR behalf. If you are SELLING, I have excellent marketing strategies and will get the HIGHEST POSSIBLE PRICE for your home as quickly as possible. You pay me to handle the details and that is what I excel in. I look forward to welcoming you to the Valley of the Sun and being the only Realtor you will ever need here.

REALTOREqual HousingABRMLS


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