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Disclosure Laws >Defects Must Be Revealed

Disclosure laws make it important to reveal all material defects when you are selling a home. It is important to be absolutely candid with your agent and all buyers about the condition of the property. If there is anything wrong with the roof, the plumbing, the wiring or structure, it will probably not remain a "sleeping dog". The problem will probably wake up, snarl, growl and snap at your ankles at the precise moment your buyers feel their first stirring of buyers' remorse.

It is unlikely that defects will go undetected, because most buyers get a home inspection before they are contractually obliged to complete the purchase. Even if the problems do not surface before the closing, your liability does not end after the closing for any defects you may have forgotten to report. Buyers almost never accept misrepresentation graciously, but they can usually deal with a house that is short of perfection if they know what they are getting into from the beginning. When selling your home, your real estate agent will provide you with a seller's disclosure form. Protect yourself by clearly describing any material defects prior to the sale.

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Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?

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Lender in these states must pay interest on funds held in escrow accounts.
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BJ and Chris Cole, REALTOR®, real estate agent and broker for Paradise Valley, Scottsdale and Northeast Phoenix, Arizona home listings, property and land for sale - NUMBER1EXPERT

BJ Cole
John Hall and Associates

9366 East Raintree Drive, Suite 101
Scottsdale, AZ 85260
BJ Cole: (602) 510-7478
Fax: (480) 368-5140
bj@coleteam.net


Chris Cole
John Hall and Associates
Scottsdale, AZ 85260
Chris Cole: (602) 510-7286
Fax: (480) 368-5140
chris@coleteam.net
BJ and Chris Cole, REALTOR®, real estate agent and broker for Paradise Valley, Scottsdale and Northeast Phoenix, Arizona home listings, property and land for sale - NUMBER1EXPERT

Hello and welcome to the Valley of the Sun!! We want to be the first to congratulate you on your decision to locate here. Whether it is Scottsdale, Paradise Valley, northeast Phoenix, Carefree, Cave Creek, or elsewhere in the valley, we would love the opportunity to match you with the right home.

Our area of expertise is matching our clients with the homes of their desires. Our business relies greatly on Personal Referrals and Repeat Business which we could only achieve with great personal attention and outstanding customer service both during and after our clients' transactions.

B.J. has been a Realtor since 1987 and an Associate Broker with John Hall and Associates since 2000. She holds the ABR designation (Accredited Buyer's Representative) and as such will represent your best interests and work on your behalf. Her personable style puts clients at ease and her success at matching clients with the right home has won her innumerable personal referrals. BJ has had several awards over her career and was featured in Broker/Agent magazine for her exemplarily service.

If you are selling your home, B.J. has excellent marketing strategies and will get the highest possible price for your home as quickly as possible. You are paying her to handle the details and that is what B.J. excels in. Her negotiating skills are unsurpassed and she excels in personal service.

Chris has been an agent/appraiser for over 22 years specializing in exceptional homes and relocation assignments. He holds the CRP (Certified Relocation Professional) designation awarded by the Employee Relocation Council and the SRA designation for appraising awarded by the Appraisal Institute. With over seven thousand appraisals performed over his career, his knowledge of the market can be a great asset for pricing properties on the listing side and preventing major mistakes on the purchasing side of your transaction. While Chris will be acting strictly as your agent, you can rest assured that he has the added expertise you need given current market conditions. If you are relocating, his affiliation with the Employee Relocation council will be an additional asset. "I know that moving can be both exciting and extremely stressful and it is my job to make the process as easy and fun as it should be."

If you are in the market for an exceptional home, Chris has the experience and knowledge which is unsurpassed in the local market. In just the past ten years, he has valued over 1400 million dollar plus homes in north Scottsdale and over 500 million dollar plus homes in Paradise Valley. He has been involved in more multi-million dollar transactions on a monthly basis than most agents are involved with in any given year. While this may sound somewhat boastful, having this kind of knowledge and experience working for you can be an invaluable asset to you. Given today's market conditions, why take the chance? Chris has an extensive network of other agents, builders, and lenders. He has also built and renovated homes so he may pick up details in construction that others would miss. If you are in the market for an exceptional home, Chris would be like to represent you.

We both look forward to welcoming you to the Valley of the Sun and being the only Realtors you will ever need here.

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